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Fixed Loan

A fixed loan locks your interest over a period of time, which can vary from one to ten years. During the decided time when the interest rate for the loan is fixed, the required repayments and interest rate will also not vary.

Why should you Choose a Fixed Loan

  • This structure will allow you to ensure easier budgeting since you will be aware of the loan repayments for the fixed period. Due to the fixed interest rate, you can plan your budget at your own ease.
  • You can also opt for the payments based on interests only according to your circumstances. The agreed terms for such payments will be maximum 5 years in the case of owner occupancy and 10 years in the case of investment property.

Fixed Vs Variable Loan

In the fixed loan type, the interest rate time is fixed, along with the unchanged properties of the required repayments. On the other hand, the variable loan has the feature to change at any given time. Lenders have the capacity to decrease or increase the value of the interest rate associated with the loan.

Why is it a smart choice to contact our mortgage brokers

Your expert guide in home buying journey

It is not an easy task to buy your first home. In fact it sure is one of the biggest financial decisions one makes in a lifetime. There is too much to know as it will be a completely new learning curve and no doubt there will be a lot of anxiety.

Therefore it definitely helps to have someone by your side throughout the home buying journey, making sure you understand the process every step of the way.

More options for all client profiles

Type of employment can have a bearing on what loan option and which bank will be best suited for you. We get cases for a lot of self employed clients who say that it has been difficult for them to get the desired loan. Our brokers specialise in loan applications for all types of employment. Whether you are self employed or on a casual or part time employment or having irregular incomes, our brokers have in-depth knowledge of the bank policies and can suggest a loan solution as per your unique situation.

Access to a wide range of loan products

Our brokers work for your benefit. They are not working for a particular bank, or vendor or any real estate agent. They have just your best interest in mind and therefore can compare a wide range of loan products.

Personalised attention

With Nfinity Financials you will get a personalised attention to your requirements, which you may not find with big corporate style financial institutions or banks. Our clients are our first priority.



Our Client Testimonials

See what our customers have to say about Nfinity Financials products, people and services.

“Parag guided me in choosing the right home loan and then got it approved so smoothly and quickly that I couldn’t believe it. He provided outstanding service and gave me peace of mind at a time when I really needed it…”

Vinod Jain
Submitted on Oct 2020

Outstanding Experience
“This is the second property Parag Dixit has assisted us with a loan.
He is very prompt, courteous, professional, always helpful with talking through the options…”

Rupinderjit Singh
Submitted on 23 Jul 2020

“Professional and really helpful during whole process. Whenever there was a question there were available and provided technical advice. My whole process went on really fast which I believe shows…”

Shahrzad Shahveisi
Submitted on Jun 2020

Know More

We are here to help you

Our mission is to provide reliable, quick and trustworthy mortgage services.

 

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Looking for a home loan , business loan or getting a car loan ? Get the best loan options now.

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Call us at

1300 GET LOAN

1300-438-562

info@nfinityfinancials.com
Suite 215, East Wing, 33 Lexington Drive, Bella Vista NSW- 2153

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